Why do the workers comp laws exist?
They are designed to ensure that employees who are injured or disabled on the job are provided with monetary awards. These laws also provide benefits for dependents of those workers who are killed because of work-related accidents or illnesses. Some laws also protect employers and fellow workers by limiting the amount an injured employee can recover from an employer and by eliminating the liability of co-workers in most accidents. State statutes establish this framework for most employment. Federal statutes are limited to federal employees or those workers employed in some significant aspect of interstate commerce.

Do I need an attorney to represent me?
Having worked for workers comp insurance companies for many years, I can honestly tell you that this is perhaps the area of law where an attorney can help the most. If you don’t have an attorney you will not get the most favorable settlement or verdict available.

What injuries are covered by the workers comp acts?
Only injuries that occur within the line and scope of your employment and arise out of your employment will be covered. This simply means that the injury must have occurred at work or while working for your employer and the work caused the injury.

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